tag:blogger.com,1999:blog-80771112675593038742024-03-11T23:50:33.954-05:00Dividend ReaperHealth, wealth, and happiness with a side of dividend growth investing. Unknownnoreply@blogger.comBlogger171125tag:blogger.com,1999:blog-8077111267559303874.post-70325048023925734332017-12-02T11:25:00.000-06:002017-12-02T11:25:40.556-06:00November Update<br />
<div style="text-align: center;">
<b>Dividend Update</b></div>
And I'm back for more! November is over and that means the dividends have to be tallied and shared.<br />
<br />
<br />
<ul>
<li>STAG: $1.76</li>
<li>ABBV: $6.40</li>
<li>PG: $44.13</li>
<li>VZ: $14.75</li>
<li>T: $44.59</li>
<li>Total: $111.63</li>
</ul>
<div>
All in all, it was a great month for dividends. Compared to the $25.89 received last year, the $111.63 received this year feels great! It's exactly what you want to see when you expect the dividend snow ball to really start rolling. </div>
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<b>Life Update</b></div>
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Life has been busy! This last month/month and a half has been chalk full of working on editing my novel, working on my insurance designation, and preparing for the little man to arrive (3 months left!).</div>
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The novel has been going well. I just finished my first full edit of it last night and I now have to move on to the plot holes that I found along the way. Once that's finished, I plan on printing the first copy and handing it to my wife for our Christmas book exchange and then giving it one final read through before publishing it to Amazon like my other previous works. </div>
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As for my insurance designation, I have two tests left. The first of the two will be taken soon in the next couple weeks and the last will be taken (hopefully) right before the little man is delivered. Hopefully, for my sake, he decides to wait it out until I can get it finished. The tests are incredibly hard and I'd hate to have to study for them with a complete lack of sleep. It feels a little selfish but at the same time, if my son comes early, it's bad for him as well. So with enough luck he'll wait and finish cookin' in momma's easy bake oven until I'm done! :)</div>
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Finally, we've been doing as much work as possible with the spare bedroom that used to be used as my home office/gaming room. We've moved everything out of it and rearranged the living room to fit the computer/desk to be moved out into it and we've started moving things into what will now be the nursery. Buffalo plaid is the main scheme we're going with and we made little man a little tie blanket to match and put it over the little rocker we picked up for Mrs. DR. It's really coming together! </div>
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Moving forward, things will only start to pick up speed. As little man's delivery date grows closer and closer and the new year arrives, there will be more and more opportunities to grab life by the teeth and I very much intend to. Thank you for reading my update and I hope you're all well. </div>
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Unknownnoreply@blogger.com10tag:blogger.com,1999:blog-8077111267559303874.post-29177401318396298462017-10-27T20:05:00.001-05:002017-10-27T20:05:40.541-05:00Just Sold EMR<div style="text-align: center;"><iframe allowfullscreen="" frameborder="0" height="270" src="https://www.youtube.com/embed/cimTkdSQ1sU" width="480"></iframe></div>Unknownnoreply@blogger.com5tag:blogger.com,1999:blog-8077111267559303874.post-88047314312726079092017-10-16T19:46:00.001-05:002017-10-16T19:46:55.809-05:00Portfolio - October Update<div style="text-align: center;"><iframe allowfullscreen="" frameborder="0" height="270" src="https://www.youtube.com/embed/_IO36pmbAkk" width="480"></iframe></div>Unknownnoreply@blogger.com3tag:blogger.com,1999:blog-8077111267559303874.post-50468383057743045262017-09-06T18:51:00.001-05:002017-09-06T18:51:22.639-05:00August Dividend Income<div style="text-align: center;"><iframe allowfullscreen="" frameborder="0" height="270" src="https://www.youtube.com/embed/BQ2q2OdiweA" width="480"></iframe></div>Unknownnoreply@blogger.com7tag:blogger.com,1999:blog-8077111267559303874.post-19898942977464265352017-08-23T18:59:00.001-05:002017-08-23T18:59:00.184-05:00When the Bear Market Arrives<div style="text-align: center;"><iframe allowfullscreen="" frameborder="0" height="270" src="https://www.youtube.com/embed/dw1CsSSUrY0" width="480"></iframe></div>Unknownnoreply@blogger.com3tag:blogger.com,1999:blog-8077111267559303874.post-68674899581680733422017-08-16T19:34:00.001-05:002017-08-16T19:34:00.476-05:00Undervalued Stock Alert<div style="text-align: center;"><iframe allowfullscreen="" frameborder="0" height="270" src="https://www.youtube.com/embed/eW7C0KJQpHA" width="480"></iframe></div><div style="text-align: center;"><br /></div><div style="text-align: center;"></div><a name='more'></a><br /><br />
<div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: transparent; color: #222222; font-family: Calibri; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Alaska Air Group – ALK</span></div><div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: transparent; color: #222222; font-family: Calibri; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;"> </span></div><div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: transparent; color: #222222; font-family: Calibri; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Summary: Holding company for Alaska Airlines, Virgin America, Horizon Air. Operate in US, Canada, Mexico, Costa Rica, and Cuba</span></div><div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: transparent; color: #222222; font-family: Calibri; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Price: $83.38/share</span></div><div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: transparent; color: #222222; font-family: Calibri; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">EPS: 6.16</span></div><div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: transparent; color: #222222; font-family: Calibri; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Dividend: $1.20/share, 1.41%, ex-div: 8/18/17</span></div><div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: transparent; color: #222222; font-family: Calibri; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Beta: 1.0</span></div><div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: transparent; color: #222222; font-family: Calibri; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">P/E Ratio: 13.71x – slightly higher than the industry average (average floats around 11.18)</span></div><div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: transparent; color: #222222; font-family: Calibri; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Market Cap: 10.3B (half of the amount American and United see)</span></div><div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: transparent; color: #222222; font-family: Calibri; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">52 week range: 64.19-101.43</span></div><div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: transparent; color: #222222; font-family: Calibri; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Earnings:</span></div><ul style="margin-bottom: 0pt; margin-top: 0pt;"><li dir="ltr" style="background-color: transparent; color: #222222; font-family: Calibri; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; list-style-type: disc; margin-left: 11pt; text-decoration: none; vertical-align: baseline;"><div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: transparent; color: #222222; font-family: Calibri; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Ever increasing earnings annually for the last five years</span></div></li>
<li dir="ltr" style="background-color: transparent; color: #222222; font-family: Calibri; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; list-style-type: disc; margin-left: 11pt; text-decoration: none; vertical-align: baseline;"><div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: transparent; color: #222222; font-family: Calibri; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Up 6.55% annually averaged over the last 5 years.</span></div></li>
<li dir="ltr" style="background-color: transparent; color: #222222; font-family: Calibri; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; list-style-type: disc; margin-left: 11pt; text-decoration: none; vertical-align: baseline;"><div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: transparent; color: #222222; font-family: Calibri; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">On track to do the same in 2017 w/ increasing air traffic</span></div></li>
</ul><div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: transparent; color: #222222; font-family: Calibri; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Profit Margin and growth:</span></div><ul style="margin-bottom: 0pt; margin-top: 0pt;"><li dir="ltr" style="background-color: transparent; color: #222222; font-family: Calibri; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; list-style-type: disc; margin-left: 11pt; text-decoration: none; vertical-align: baseline;"><div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: transparent; color: #222222; font-family: Calibri; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Profit Margin: 11.02% vs competitors that range from 5-10%</span></div></li>
<li dir="ltr" style="background-color: transparent; color: #222222; font-family: Calibri; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; list-style-type: disc; margin-left: 11pt; text-decoration: none; vertical-align: baseline;"><div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: transparent; color: #222222; font-family: Calibri; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Earnings Growth: 31.49% over five years which is slightly higher than industry average</span></div></li>
<li dir="ltr" style="background-color: transparent; color: #222222; font-family: Calibri; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; list-style-type: disc; margin-left: 11pt; text-decoration: none; vertical-align: baseline;"><div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: transparent; color: #222222; font-family: Calibri; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Revenue Growth: 21.07% vs 10% or lower that is average for industry</span></div></li>
</ul><div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: transparent; color: #222222; font-family: Calibri; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Price Target and Why:</span></div><ul style="margin-bottom: 0pt; margin-top: 0pt;"><li dir="ltr" style="background-color: transparent; color: #222222; font-family: Calibri; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; list-style-type: disc; margin-left: 11pt; text-decoration: none; vertical-align: baseline;"><div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: transparent; color: #222222; font-family: Calibri; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Price Target: $81/share</span></div></li>
<li dir="ltr" style="background-color: transparent; color: #222222; font-family: Calibri; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; list-style-type: disc; margin-left: 11pt; text-decoration: none; vertical-align: baseline;"><div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: transparent; color: #222222; font-family: Calibri; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">WHY:</span></div></li>
</ul><div style="text-align: center;"><span id="docs-internal-guid-50b9e62c-ed9c-2627-c85d-15effdcb78bf"></span></div><ul style="margin-bottom: 0pt; margin-top: 0pt;"><li dir="ltr" style="background-color: transparent; color: #222222; font-family: Calibri; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; list-style-type: disc; margin-left: 47pt; text-decoration: none; vertical-align: baseline;"><div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: transparent; color: #222222; font-family: Calibri; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Last drop on price was in 2015 where it dropped 12% and then rebounded to 52-week high over following year. Current drop is an almost 18% drop</span></div></li>
<li dir="ltr" style="background-color: transparent; color: #222222; font-family: Calibri; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; list-style-type: disc; margin-left: 47pt; text-decoration: none; vertical-align: baseline;"><div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: transparent; color: #222222; font-family: Calibri; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Earnings are solid but the airline industry as a whole has recently seen lower traffic until just recently where it showed new growth. Appears this new growth may rebound the stock once more as earnings for ALK show promising news.</span></div></li>
<li dir="ltr" style="background-color: transparent; color: #222222; font-family: Calibri; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; list-style-type: disc; margin-left: 47pt; text-decoration: none; vertical-align: baseline;"><div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: transparent; color: #222222; font-family: Calibri; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Significant price of entry for new competitors</span></div></li>
<li dir="ltr" style="background-color: transparent; color: #222222; font-family: Calibri; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; list-style-type: disc; margin-left: 47pt; text-decoration: none; vertical-align: baseline;"><div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: transparent; color: #222222; font-family: Calibri; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Air travel is still the fastest way to travel and no other alternative is in near sight</span></div></li>
<li dir="ltr" style="background-color: transparent; color: #222222; font-family: Calibri; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; list-style-type: disc; margin-left: 47pt; text-decoration: none; vertical-align: baseline;"><div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: transparent; color: #222222; font-family: Calibri; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Private jet – ride share may poach higher fare customers but that leaves an economic model for the future.</span></div></li>
<li dir="ltr" style="background-color: transparent; color: #222222; font-family: Calibri; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; list-style-type: disc; margin-left: 47pt; text-decoration: none; vertical-align: baseline;"><div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: transparent; color: #222222; font-family: Calibri; font-size: 11pt; font-style: normal; font-variant: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">With bigger planes being ordered/moved into current airlines, maximizing space with economy fairs for more bodies makes sense.</span></div></li>
</ul>Unknownnoreply@blogger.com4tag:blogger.com,1999:blog-8077111267559303874.post-69199639991768492092017-08-09T18:41:00.001-05:002017-08-09T18:41:23.988-05:00August Stock Picks<div style="text-align: center;"><iframe allowfullscreen="" frameborder="0" height="270" src="https://www.youtube.com/embed/RN35gJEDTmQ" width="480"></iframe></div>Unknownnoreply@blogger.com6tag:blogger.com,1999:blog-8077111267559303874.post-70231930004807161292017-08-04T20:07:00.001-05:002017-08-04T20:07:24.836-05:00Portfolio - August Update<div style="text-align: center;"><iframe allowfullscreen="" frameborder="0" height="270" src="https://www.youtube.com/embed/n0v8kY7IWb0" width="480"></iframe></div>Unknownnoreply@blogger.com2tag:blogger.com,1999:blog-8077111267559303874.post-61756975785267426482017-08-02T19:29:00.001-05:002017-08-02T19:29:23.572-05:00July Dividend Income<div style="text-align: center;"><iframe allowfullscreen="" frameborder="0" height="270" src="https://www.youtube.com/embed/fkoD6xyXGXk" width="480"></iframe></div>Unknownnoreply@blogger.com6tag:blogger.com,1999:blog-8077111267559303874.post-20879688341039714262017-07-21T19:13:00.001-05:002017-07-21T19:13:44.452-05:00July Stock Purchase!<div style="text-align: center;"><iframe allowfullscreen="" frameborder="0" height="270" src="https://www.youtube.com/embed/w0y3FGe32fo" width="480"></iframe></div>Unknownnoreply@blogger.com2tag:blogger.com,1999:blog-8077111267559303874.post-58729609724781012112017-07-19T20:45:00.001-05:002017-07-19T20:45:38.835-05:00My Debt Story<div style="text-align: center;"><iframe allowfullscreen="" frameborder="0" height="344" src="https://www.youtube.com/embed/gmr_389-MLM" width="459"></iframe></div>Unknownnoreply@blogger.com1tag:blogger.com,1999:blog-8077111267559303874.post-5318753545226390092017-07-17T20:31:00.001-05:002017-07-17T20:31:32.339-05:00Art of Decluttering<div style="text-align: center;"><iframe allowfullscreen="" frameborder="0" height="344" src="https://www.youtube.com/embed/iLM3KHUKo4A" width="459"></iframe></div>Unknownnoreply@blogger.com1tag:blogger.com,1999:blog-8077111267559303874.post-71889481290248436132017-07-14T20:02:00.001-05:002017-07-14T20:02:11.303-05:00Investment Mistakes<div style="text-align: center;"><iframe allowfullscreen="" frameborder="0" height="344" src="https://www.youtube.com/embed/4gzrv75dc1Y" width="459"></iframe></div>Unknownnoreply@blogger.com1tag:blogger.com,1999:blog-8077111267559303874.post-46158421955486865382017-07-11T21:25:00.001-05:002017-07-14T20:03:03.067-05:00Frugal Activities<div style="text-align: center;">
<iframe allowfullscreen="" frameborder="0" height="344" src="https://www.youtube.com/embed/tzG6Gt8qHVM" width="459"></iframe></div>
Unknownnoreply@blogger.com1tag:blogger.com,1999:blog-8077111267559303874.post-85987858127235280012017-07-05T19:39:00.001-05:002017-07-05T19:39:59.451-05:00Individual Accounts<div style="text-align: center;">
<iframe allowfullscreen="" frameborder="0" height="270" src="https://www.youtube.com/embed/tvVQF_jntrc" width="480"></iframe></div>
Unknownnoreply@blogger.com2tag:blogger.com,1999:blog-8077111267559303874.post-75556304239739921352017-07-03T20:07:00.001-05:002017-07-03T20:07:33.417-05:00Order Types: Limit/Stop<div style="text-align: center;"><iframe allowfullscreen="" frameborder="0" height="344" src="https://www.youtube.com/embed/L5qcd2jIPb4" width="459"></iframe></div>Unknownnoreply@blogger.com1tag:blogger.com,1999:blog-8077111267559303874.post-55874211067560868552017-07-03T19:36:00.000-05:002017-07-03T19:36:07.765-05:00June Dividend IncomeJuly is here and that means more sun, less rain, and a vacation to the family cabin is on the horizon. It also apparently means that our patio has become a nest for black widow spiders. Just the other day I was tending to the banana peppers that I planted seeds for and as I was transplanting the saplings over to larger pots I noticed a big blob of white that appeared to be mold attached to the outside of one of them. Thinking that I had over watered the plants, I grabbed at the blob to remove it from the side of the pot. As soon as I grabbed it, a large black widow popped out and attempted to attack me.<a name='more'></a><br /> <br />Thankfully, I channeled my inner fifteenth level dwarf fighter and smacked it against the railing of our third story balcony before it could get me. Unfortunately I still held a ball of web in my hands and it was only upon further inspection that I realized that I was holding a giant sac of black widow eggs. Without thinking I frantically leaped around like a spider monkey and the sac ended up sticking to the side of the railing. This left me with two options: deal with the problem like an adult or burn the whole apartment complex down.<br /> <br /> <br /> <br />…<br /> <br /> <br /> <br />I’m happy to report that the apartment complex still stands. I successfully picked up the ball of eggs, transferred it to a garbage bag, and disposed of it in a very far off dumpster on the other side of the apartment complex. All in all, I think it was a job well done. The only thing that my wife still thinks about is the fact that we have no idea where “Momma Widow” ended up. While I believe that I’ve taught her a lesson, my wife seems to think that she has phoned in reinforcements and has planned a counter attack at a later date. Only time will tell!<br /> <br />But let’s move on. All black widows aside, June was an incredible month for dividends. Here’s the breakdown:<br /> <br /><div style="text-align: center;">
ARII - $6.80</div>
<div style="text-align: center;">
QCOM - $16.53</div>
<div style="text-align: center;">
GME - $30.40</div>
<div style="text-align: center;">
LB - $34.80</div>
<div style="text-align: center;">
STAG - $1.75</div>
<div style="text-align: center;">
TGT - $47.40</div>
<div style="text-align: center;">
EMR - $7.68</div>
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SO - $16.24</div>
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WMT - $8.16</div>
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WFC - $8.36</div>
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Total June 2017 Dividends: $178.12</div>
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Total June 2016 Dividends: $36.34</div>
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YOY Growth: 390% growth</div>
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Total 2017 Dividends Received: $420.73 </div>
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(blew past the total dividends from 2016 which totaled: $322.91)</div>
Unknownnoreply@blogger.com15tag:blogger.com,1999:blog-8077111267559303874.post-58926319050849256502017-06-27T20:16:00.001-05:002017-06-27T20:16:58.890-05:00Investing in a Roth IRA<div style="text-align: center;"><iframe allowfullscreen="" frameborder="0" height="344" src="https://www.youtube.com/embed/kXXkA-qEMD0" width="459"></iframe></div><div style="text-align: center;"><br /></div><div style="text-align: left;">Roth IRAs can be tough for some to understand and admittedly they are a bit different than the normal offered 401k and Roth but that doesn't mean they have to be feared. Roth IRAs can be incredible investment vehicles and to neglect having one is to leave money on the table and nobody wants that! That'd be like being offered twenty extra bucks from grandma and saying no. How could you not? </div><div style="text-align: left;"></div><a name='more'></a><br /><br /><br />
<div style="text-align: left;">In the above video I have tried my best to explain the cost and benefit to opening and managing a Roth IRA but I will try to lay it out in even more simple terms here. This way nobody can claim that they couldn't get my message on account of their ears being stolen by a pack of hungry wolves. </div><div style="text-align: left;"><br /></div><div style="text-align: center;">I digress! </div><div style="text-align: center;"><br /></div><div style="text-align: left;">Roth IRAs have numerous advantages but they also have limitations. For one, if you are under the age of 50, you are limited to placing $5,500 annually (aw shucks!) and if you're over 50, you are limited to adding $6,500 annually. This however is a small draw back to the gains that can be made and let's be honest, everybody wants the gains... bro? </div><div style="text-align: left;"><br /></div><div style="text-align: left;">In addition to the limitations on what you can contribute, you are also limited on what you can take. That means limitations on when you want to grab some of that hard earned cash and run out to the <strike>strip club</strike> baby shower for your niece. Yes, that's right. You'll have to know a few rules first before you can be chucking one dollar bills at the <strike>friendly girl (or guy) that's trying to put themselves through college</strike> favorite aunt of yours! </div><div style="text-align: left;"><br /></div><div style="text-align: left;">Contributions made into the Roth IRA are available to be withdrawn whenever. Capital gains on those contributions however are subject to additional taxes if you aren't careful. The government will let you have your capital gains scat-free if you qualify under certain exclusions. These exclusions include but are not limited to these funds being used for student purposes, home purposes, hardship purposes, or if you're above the age of 59 and half. If you're interested in knowing exactly how to qualify for these or to get more information on them, please contact your friendly neighborhood IRS agent and they will be happy to <strike>steer you away</strike> show you. </div><div style="text-align: left;"><br /></div><div style="text-align: left;">That's it for me though, folks. I'm out of time and out of energy. Until next time!</div>Unknownnoreply@blogger.com2tag:blogger.com,1999:blog-8077111267559303874.post-4984681478194296082017-06-24T18:04:00.000-05:002017-06-24T18:06:18.124-05:00New Position: SempraIt's been a good little while since I've added any new positions into the Dividend Scythe but this week it finally received one. For this month's investment, I opened a position in Sempra Energy. If you haven't heard of the company before, Sempra Energy is a holding company that mainly operates out of San Diego. Their current holdings include but are not limited to San Diego Gas & Electric (SDG&E), Southern California Gas Company (SoCal Gas), and Sempra South American Utilities. After reviewing their fundamentals and thinking on it for the last few months, I finally decided to pull the trigger on this addition.<br />
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<b>Summary of Purchase:</b></div>
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<ul>
<li>Ticker: SRE</li>
<li>Price: $113.395/share</li>
<li>Shares: 16</li>
<li>Total Price: $1,821.27</li>
<li>Additional Annual Dividends: $52.64</li>
<li>New Projected Annual Income: $1,041.63 (broke the $1,000 mark!)</li>
</ul>
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This price wasn't exactly what I was hoping for but it was at least a little depressed from their 52-week high of $117.97 and still at a great price point. Regardless, I have had an eye on the CEO, Debra Reed for quite some time. While the company has been under her leadership it has had great success and I expect that trend to continue upward as her personality is that of a shark. Whether it's fun or not, it looks like she is willing to do everything in her power to ensure that the stock price is protected and growing and that is exactly what I want in CEOs running my stock positions. At least as long as she is at the helm, I think I will be keeping this position open and collecting dividends (save for any surprises).</div>
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In addition to the above, the stock has a P/E ratio of 19.42x, an EPS of 5.81 and what I deem to be a relatively safe payout ratio. Currently the stock pays a dividend of $3.29 annually which at today's price equates to a 2.92% yield on cost and with an ex-dividend date of 7/5/17, I will gladly take the nearest payout to buffer my trading fee of $7. </div>
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All in all, I'm happy with the purchase. If you or anyone you know has also been looking or have entered a position into SRE, feel free to leave a comment below. If however you disagree with this stock pick, you can kindly send me $500 via paypal at... kidding! </div>
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Until next time, keep on keepin' on! </div>
Unknownnoreply@blogger.com64tag:blogger.com,1999:blog-8077111267559303874.post-33138901385033458472017-06-21T20:16:00.001-05:002017-06-21T20:16:24.929-05:00Bare-Bones Investing<div style="text-align: center;"><iframe allowfullscreen="" frameborder="0" height="344" src="https://www.youtube.com/embed/SlKfrktb9Jc" width="459"></iframe></div>Unknownnoreply@blogger.com24tag:blogger.com,1999:blog-8077111267559303874.post-80804145669802002112017-06-14T20:34:00.001-05:002017-06-14T20:34:20.027-05:00Undervalued Stock Alert<div style="text-align: center;"><iframe allowfullscreen="" frameborder="0" height="270" src="https://www.youtube.com/embed/u1cjvUdoVDg" width="480"></iframe></div><div style="text-align: center;"></div><a name='more'></a><br /><br />
<div style="text-align: center;"><br /></div><div style="text-align: center;"><br /></div><div style="text-align: center;"><br /></div><div style="text-align: center;"><br /></div><div style="text-align: center;">Stock: Target Corporation</div><div style="text-align: center;">Ticker: TGT</div><div style="text-align: center;">Price: 57.86/share</div><div style="text-align: center;">52-Week Average: 52.72-79.33</div><div style="text-align: center;">Dividend: 2.40 – 4.15% (not updated for today’s small raise)</div><div style="text-align: center;">5 Year Average Yield: 2.73%</div><div style="text-align: center;">Years of Increasing Dividend: 49</div><div style="text-align: center;">Ex-Dividend Date: 8/14/17</div><div style="text-align: center;">EPS: 4.88</div><div style="text-align: center;">Payout Ratio: 49.37%</div><div style="text-align: center;">Total Cash: 2.68B</div><div style="text-align: center;">Total Debt: 12.8B</div><div style="text-align: center;">P/E Ratio: 11.86</div><div style="text-align: center;">PEG Ratio: -3.07</div><div style="text-align: center;">Beta: 0.28</div><div style="text-align: center;">Profit Margin: 4.02%</div><div style="text-align: center;">Operating Margin: 7.04%</div><div style="text-align: center;">ROA: 7.91%</div><div style="text-align: center;">ROE: 23.19%</div><div style="text-align: center;">CEO: Brian Cornell</div><div style="text-align: center;">Number of Employees: 323,000 full-time employees</div><div style="text-align: center;">Sector: Services</div><div style="text-align: center;">Industry: Discount, Variety Stores</div><div style="text-align: center;"><br /></div><div style="text-align: center;"><b>Hot points:</b></div><div style="text-align: center;"><ul><li style="text-align: left;">Solidity of the brand</li>
<li style="text-align: left;">Positive net income</li>
<li style="text-align: left;">Positive financial leveraging – less than five times current cash on hand</li>
<li style="text-align: left;">3/4 past quarters have beat earnings estimates which positively impact the stock price</li>
<li style="text-align: left;">5 new stores opened in Q1 with several more coming this fiscal year</li>
<li style="text-align: left;">Redcard usage/membership is up which benefits customers with a 5% off and the business by growing from positive feedback</li>
</ul></div><div style="text-align: center;"><br /></div><div style="text-align: center;"><b>Cold points:</b></div><div style="text-align: left;"><ul><li>Stock has been hit hard with most of all retail</li>
<li>P/E seems to be hovering around 11-12 and it might be a little while until it can get out from under the stall out</li>
<li>Buybacks will temporarily impact the stock price</li>
</ul></div>Unknownnoreply@blogger.com7tag:blogger.com,1999:blog-8077111267559303874.post-70919094297068887022017-06-07T22:05:00.001-05:002017-06-14T20:13:33.005-05:00Give Yourself a 10% Raise<div style="text-align: center;">
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Unknownnoreply@blogger.com2tag:blogger.com,1999:blog-8077111267559303874.post-56421973162799951362017-06-01T18:44:00.001-05:002017-06-01T18:44:20.854-05:00May Dividend IncomeI won’t pull any punches. May has not been a great month for dividend income. It is the first time since I’ve started down this road of dividend investment that I’ve made less than the previous year’s results. While this may on the surface sound like a pretty big deal, I want to instead approach it as an opportunity to face my portfolio’s time of adversity. Instead of sitting here and talking about what went wrong, I instead want to talk about what went right and what will be going right with these results having come to fruition. Let’s start with what I was paid for the month of May.<a name='more'></a><br /> <br /><div style="text-align: center;">
STAG: $1.75</div>
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ABBV: $6.40</div>
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<b>Total Dividends – May 2017: $8.15</b></div>
<br />While this amount may be lower than the total dividends received in May, 2016, it is still $8.15 that I did not have to work for. It is still $8.15 that my wife and I did not have to contribute towards our retirement but that still posts towards it regardless. It is still $8.15 worth of financial freedom that we did not have previously.<br /> <br />In addition, on further inspection, this lower amount than previous year comes with a caveat. The reason that it is lower is because the typical payers who would issue their payments in the month of May have decided this year to issue payments in April or June instead. This should be recognized and not taken lightly as the larger scope should be the total amount of dividends received through the year as a total rather than what it breaks down to as a monthly amount. Payers of dividends will likely never get to the point where they can guarantee the month that the payments are made because of the way financial reports are made up. General accounting assist these payers to toy with their payments to look better at certain times of the year and this includes when it would be best to issue.<br /> <br />Finally, I want to see this as an opportunity looking forward to find companies to branch out to that could pay during the month of May. By doing so I can specifically target companies that may be able to inflate the months of which dividend income would be preferable. All in all this “bump in the road” if you want to call it that provides an opportunity to step back and take an inventory of what could be done better. It provides a lens with which to look at where we are and where we have been.<br /> <br />That being said I do want to move on to other areas of note. The month of May might not have been the most lucrative for dividends but it was highly lucrative in personal development. I was able to pass another one of my insurance examinations – the CPCU 540 which has the highest failure rate of all of the CPCU tests that can be taken. I started to pour a good amount of time into creating and sharing videos on Youtube under the Dividend Reaper name so that others can more readily find information on investing and bettering their lives. I also started to learn and start to develop the Twitter account for the website. All of these items come with more exposure and give me further chances to reach out and make a positive impact on the lives of others.<br /> <br />With greater knowledge of insurance through the CPCU exams I can better help others understand what they’re getting out of their insurance and how they could make better decisions with their current protection. With new Youtube videos comes the chance to better myself as a public speaker and share the knowledge that I have obtained as I’ve learned to invest. And with the Twitter account I can quickly learn of updates in the market, connect with other finance bloggers, and share quick quotes to motivate others.<br /> <br />If that wasn’t enough, I’ve also gotten to sneak in some time to read. This month’s read was “Unshakable” by Tony Robbins. It was one of the best reads I’ve had in a very long time. Even though he can get a little sing-song about his beliefs, it’s always great to have such a positive force present knowledge that I may have already known much of but that also gives gentle reminders to relax when the market goes through its ups and downs. I’ve placed a link to it on the sidebar of the website if any of you are interested in purchasing a copy and I plan moving forward to try to post about new books as I read them each month.<br /> <br />In conclusion, the month of May 2017 wasn’t the most successful dividend producing month but it brought along with it so many opportunities and development that I would never seek to ask for a redo. Hopefully you’ve all had successful Mays as well. Catch you next time!Unknownnoreply@blogger.com9tag:blogger.com,1999:blog-8077111267559303874.post-40726640190570286742017-05-25T20:17:00.001-05:002017-05-25T20:18:05.509-05:00The Ups and DownsA great example of market ups and downs happened today. GameStop (GME) shared their Q1 reports today with lots of things to be happy about. They saw new hardware sales up by 25%, new software sales up 8%, digital sales up 3%, collectibles up 39%, and posted that they expect full-year EPS of 3.10-3.32 points. One would think with all of these positive earning results that they would see a massive price increase but instead Mr. Market decided to rear its ugly head and slam the stock in after hours for a total of -6.3%.<br />
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It's time like these that remind me that as much as one may try to predict the market, they can only do so much. And when that happens it's incredibly important for each investor to return to the books, blogs, and teachings that can reassure us that we are still moving forward with whatever certainty we can obtain through financial reports, investor sentiment, and general good-luck guessing. After all, we all have had or will have a day on Wall Street where this kind of shenanigans hits.<br />
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It's not for lack of trying to time or beat the market. It's just that investing is hard. There is a science to picking stocks but there is also a lot of luck and for those that believe in the efficient market theory, days like today prove that you really can't predict everything. The market will do what it wants to do and in the fashion that it wishes to do it. That being said, Bloomberg machine or not, we are all a little more humbled when we get taken for a brain-melting and head spinning trading day like GameStop (GME) saw today.Unknownnoreply@blogger.com3tag:blogger.com,1999:blog-8077111267559303874.post-73565660823060896992017-05-24T19:47:00.001-05:002017-05-24T19:47:42.523-05:00Self-Tax Budget<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgSmeQx3EVxDEHsMSl1TmvS2OnOYGyJ2MtwPPGIM3Kr_wW_HhIZfEn6Xoeak0uvD9FZ7JUaSiv-Aym7BFBQ2P7vRlTez-BSTdMCF0SEcWU3Fkbqy7-Wm1ExNW2Jc37YG5F-T7J-o2Ma90as/s1600/WealthIcon.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="218" data-original-width="226" height="191" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgSmeQx3EVxDEHsMSl1TmvS2OnOYGyJ2MtwPPGIM3Kr_wW_HhIZfEn6Xoeak0uvD9FZ7JUaSiv-Aym7BFBQ2P7vRlTez-BSTdMCF0SEcWU3Fkbqy7-Wm1ExNW2Jc37YG5F-T7J-o2Ma90as/s200/WealthIcon.jpg" width="200" /></a></div>
Imagine if at 5PM today the government came up to you and tapped you on the shoulder. Imagine that when you turned around to address them, they advised you that starting tomorrow morning they would start taxing you an additional 10% on everything you decided to buy. What would you do? Would you riot in the streets? Would you cry and moan about how unfair it is? Would you be willing to go to jail for not paying it?<br /> <br />Odds are you would be mad or sad but ultimately you would pay it. You would pay it because you would seemingly have no choice but to do so. Your life would be tough for a while and you would have to change a lot of your habits to reflect the new tax but eventually you would adjust to this new way of life. Eventually you would be so used to it that you wouldn’t even notice that tax being taken out.<a name='more'></a><br /> <br />Believe it or not, there is a budget that is designed to work in this exact manner. I like to call it the “Self-Tax Budget”. It’s a budget that was originally based off of the ideals of life coach and paid speaker, Tony Robins who purposed the same question when asked how someone could possibly save more to be able to invest in their retirement. It’s a simple budget but it’s highly effective when the user simply decides to commit to it. Here are the rules:<br /> <br /><ul>
<li><b>Rule 1: </b>Everything you buy is subject to a 10% tax</li>
<li><b>Rule 2:</b> Track the results of the tax and move that amount from your savings account into a new account that is made for these funds</li>
<li><b>Rule 3:</b> Use these funds to invest in your retirement either through stocks, bonds, mutual funds, or index funds</li>
</ul>
<br />An example of how this works is shown below:<br /> <br />Imagine that you decide that you want to buy a candy bar, a Twix let’s say. The Twix will cost you $1.00 as it is marked on the shelf. However, now that you are following the budget, you are required to write down on your log sheet that you bought a Twix and that the corresponding amount to move into your retirement account is now 10 cents. If you buy nothing else by the end of the day, you simply get onto your online banking account and move over 10 cents into your retirement account. If on the other hand you do buy other things before the end of the day, simply multiply the cost by .10 and that will give you the designated amount that will need to also be moved over at the end of the day.<br /> <br />Eventually by doing this, you will find that it is highly annoying to have to continue to track the numbers. You will also likely be annoyed that you have to continuously get onto your bank account online and move funds. This will then propel you to stop spending so often as to not have to log it in your pay log for the day. This will also bring down your spending naturally through the wonderful power of annoyance. At the end of the month, you will then likely realize that you have both moved a good amount into your retirement amount through the tax and you have also spent less as the month progressed. This is of course assuming you’ve followed the budget.<br /> <br />All this being said, the budget itself can be a highly effective tool for both saving money and changing your spending habits. While it may be annoying in terms of sheer mathematics and tracking time it can be a great self-reporting tool to help bring your spending habits into view.<div>
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Unknownnoreply@blogger.com0