Making more money each month is hard. Saving more money is easier. When one is trying to put together their own dividend scythe or simply just trying to put away money, the easiest way to do so is to learn how to budget effectively.A budget can come in many forms. I'll be detailing many different budgets on the blog soon but first I wanted to start with one of the most common - the "Equal to Zero" budget. If any of you have ever read anything by Dave Ramsey, you've likely become very familiar already with this type of budget. If you haven't, I'll try my best to walk you through how you could create and use this type of budget for the very first time.
Don't worry if you have never put together a budget before. They aren't as scary as everyone talks them up to be. They simply require a little time and a good bit of control in order to work. The particular budget that I want to talk about today requires only two columns that pretty much anyone could emulate.
